Top 20 instant loan applications in India
Top 20 instant loan applications in India “Explore the Top Instant Loan Applications in India with Clear Eligibility Criteria and Swift Approval Processes. Discover how these apps assess factors like age, income, credit score, and more to provide quick financial assistance. Stay informed about the latest updates from leading platforms like PaySense, MoneyTap, EarlySalary, CASHe, and more.”
- PaySense: Offers personal loans based on credit score and income verification.
Criteria for Loan Approval with PaySense Description Age 21 to 60 years Employment Type Salaried individuals Minimum Monthly Income Varies based on location; generally around ₹12,000 Credit Score Typically above 600 Residential Status Indian citizen or resident Documentation Aadhar card, PAN card, bank statements, salary slips Loan Amount ₹5,000 to ₹5,00,000 Loan Tenure 3 to 60 months Interest Rate Varies based on credit profile and loan tenure Processing Time Within 24 hours of document verification Repayment Mode EMIs through auto-debit Please note that these criteria are subject to change and may vary based on updates from PaySense. Always refer to the latest information on their official website or app before applying for a loan.
Top 20 instant loan applications - MoneyTap: Provides credit lines based on creditworthiness, income, and employment stability.
Criteria for Loan Approval with MoneyTap Description Age 23 to 55 years Employment Type Salaried individuals Minimum Monthly Income ₹20,000 (may vary based on location) Credit Score Typically above 650 Residential Status Indian citizen or resident Documentation Aadhar card, PAN card, bank statements, salary slips Loan Amount ₹3,000 to ₹5,00,000 Loan Tenure Flexible, revolving credit line Interest Rate Varies based on credit profile and loan amount Processing Time Instant approval within minutes Repayment Mode Flexible EMIs, minimum payment due Collateral or Guarantor Generally not required Please remember that these criteria are subject to change and may vary based on updates from MoneyTap. It’s recommended to check the most recent information on their official website or app before applying for a loan.
- EarlySalary: Offers instant cash loans to salaried individuals with a steady income.
Criteria for Loan Approval with EarlySalary Description Age 21 to 55 years Employment Type Salaried individuals Minimum Monthly Income ₹18,000 (may vary based on location) Credit Score Typically above 575 Residential Status Indian citizen or resident Documentation Aadhar card, PAN card, bank statements, salary slips Loan Amount ₹5,000 to ₹5,00,000 Loan Tenure 90 days to 12 months Interest Rate Varies based on credit profile and loan tenure Processing Time Instant approval and disbursement Repayment Mode Flexible EMIs, auto-debit or post-dated cheques Collateral or Guarantor Generally not required Please be aware that these criteria are subject to change and may vary based on updates from EarlySalary. It’s recommended to verify the most up-to-date information on their official website or app before applying for a loan.
CASHe instant loan applications in India - CASHe: Provides short-term loans to young professionals based on social behavior and financial profile.
Criteria for Loan Approval with CASHe Description Age 18 to 35 years Employment Type Salaried individuals Minimum Monthly Income ₹15,000 (may vary based on location) Credit Score Not solely credit score-based; considers other factors Residential Status Indian citizen or resident Documentation Aadhar card, PAN card, salary slips, bank statements Loan Amount ₹5,000 to ₹2,00,000 Loan Tenure 15, 30, 90 days, 180 days Interest Rate Varies based on loan amount and tenure Processing Time Instant approval and disbursement Repayment Mode Flexible EMIs, auto-debit or post-dated cheques Collateral or Guarantor Generally not required Please note that these criteria are subject to change and may vary based on updates from CASHe. It’s recommended to confirm the most current information on their official website or app before applying for a loan.
- KreditBee: Offers personal loans to young professionals and students based on their creditworthiness.
Criteria for Loan Approval with KreditBee Description Age 21 to 37 years Employment Type Salaried individuals Minimum Monthly Income ₹15,000 (may vary based on location) Credit Score Not solely credit score-based; considers other factors Residential Status Indian citizen or resident Documentation Aadhar card, PAN card, bank statements, salary slips Loan Amount ₹1,000 to ₹2,00,000 Loan Tenure 62 days to 15 months Interest Rate Varies based on loan amount, tenure, and risk profile Processing Time Instant approval and disbursement Repayment Mode Flexible EMIs, auto-debit or UPI payments Collateral or Guarantor Generally not required Please bear in mind that these criteria are subject to change and may vary based on updates from KreditBee. It’s recommended to verify the most current information on their official website or app before applying for a loan.
- LazyPay: Provides small loans instantly, primarily for e-commerce purchases, based on credit assessment.
Criteria for Loan Approval with LazyPay Description Age 21 to 60 years Employment Type Salaried individuals Minimum Monthly Income ₹7,500 (may vary based on location) Credit Score Not solely credit score-based; considers other factors Residential Status Indian citizen or resident Documentation Aadhar card, PAN card, bank account details Loan Amount ₹1,000 to ₹1,00,000 Loan Tenure 3 months to 24 months Interest Rate Varies based on loan amount, tenure, and creditworthiness Processing Time Instant approval and disbursement Repayment Mode Flexible EMIs, auto-debit or UPI payments Collateral or Guarantor Generally not required Please note that these criteria are subject to change and may vary based on updates from LazyPay. It’s recommended to confirm the most current information on their official website or app before applying for a loan.
- FlexSalary: Offers instant salary advances to salaried employees with a specific minimum income.
Criteria for Loan Approval with FlexSalary Description Age 21 to 60 years Employment Type Salaried individuals Minimum Monthly Income ₹8,000 (may vary based on location) Credit Score Not solely credit score-based; considers other factors Residential Status Indian citizen or resident Documentation Aadhar card, PAN card, bank statements, salary slips Loan Amount ₹4,000 to ₹2,00,000 Loan Tenure 7 days to 365 days Interest Rate Varies based on loan amount, tenure, and risk profile Processing Time Instant approval and disbursement Repayment Mode Flexible EMIs, auto-debit or post-dated cheques Collateral or Guarantor Generally not required “Top 20 instant loan applications in India” Please keep in mind that these criteria are subject to change and may vary based on updates from FlexSalary. It’s recommended to verify the most current information on their official website or app before applying for a loan.
- NIRA: Provides personal loans based on creditworthiness, income, and financial behavior.
- mPokket: Offers short-term loans to college students based on their academic and personal details.
- RupeeLend: Provides personal loans based on credit score, income, and employment history.
- Credy: Offers personal loans to salaried individuals based on credit score and repayment capacity.
- Dhani: Provides personal loans to individuals based on their creditworthiness and financial history.
- Money View: Offers personal loans based on credit assessment, income, and spending patterns.
- SmartCoin: Provides microloans to individuals based on their digital footprint and repayment behavior.
- StashFin: Offers personal loans based on creditworthiness, income, and other financial factors.
- LoanTap: Provides flexible personal loans to salaried professionals based on their creditworthiness.
- Qbera: Offers personal loans to salaried individuals based on credit score and other eligibility criteria.
- Paysack: Provides salary advances to employees based on their payroll history and company tie-ups.
- CashBean: Offers instant personal loans to individuals based on credit assessment and repayment capability.
- AnyTimeLoan (ATL): Provides instant loans to individuals based on creditworthiness, income, and repayment potential.
Please note that the specific criteria for loan approval can vary among these applications, and they may consider factors like credit score, income stability, employment history, repayment behavior, and other financial aspects to determine loan eligibility and terms. Always make sure to read the terms and conditions of each loan application before applying.
